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  • MEM Celebrates 10 Years Injury-Free


    At Missouri Employers Mutual we are focused on one thing: our corporate vision of safe, healthy and injury-free workplaces. We’re proud that the number of MEM policyholders who go a full year with no injuries is steadily increasing. Last year, 86 percent of them went injury-free.

    In our own offices, we’ve been injury-free for a while—10 years, to be exact! On July 11, we celebrated a full decade without a single lost-time injury in our four office locations across Missouri.

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  • How Small Businesses Can Save Lives and Money: Three Programs That Deliver ROI in Workplace Safety


    Workplace injuries and illnesses have a major impact on your bottom line. The U.S. Department of Labor Occupational Safety and Health Administration estimates that employers pay almost $1 billion per week in direct workers compensation costs alone. In Missouri, more than 25,000 nonfatal injuries occur each year, devastating families emotionally and financially, reducing businesses’ productivity and driving up work comp insurance premiums.

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  • Choosing Your Work Comp Provider: Four Qualities to Look For


    Workers compensation insurance is considered a necessary evil for many employers in Missouri. It is required in Missouri for one simple reason: to protect employees and employers. The “no-fault” coverage protects both parties when an employee is injured on the job. Employees are provided medical treatment for their injuries at no cost and reimbursed for lost wages if they are unable to return to work during recovery. The employer, in turn, is protected against lawsuits due to injuries.

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  • New Hires Shouldn't Mean New Injuries


    You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked on the new hire checklist. In fact, 40 percent of injured employees have been on the job less than one year (Occupational Safety and Health Administration). You can reduce your new hire risk and work comp expenses without increasing your business expenses.

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  • Telehealth Services Save Time and Money


    Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was indemnity. Today, medical outweighs indemnity by almost 20 percent. While there is little business owners can do about the rising expense of health care, they can manage medical costs. One method is implementing telehealth technologies.

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  • Aluminum Services LLC Racks Up $1.9 Million in OSHA Penalties

    Mon, 24 Jul 2017 18:15:00 +0000

    New Jersey-based aluminum manufacturing company fined after two employees were hospitalized in separate workplace incidents.


    An aluminum manufacturing company based in Delair, New Jersey is facing nearly $2 million in fines after OSHA inspectors discovered 51 safety and health violations.

    The agency cited Aluminum Services LLC, who has a history of noncompliance, inspected the company’s facilities in January and found that two employees were hospitalized as a result of two separate incidents.

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  • NSC Releases Workplace Safe Driving Kit

    Fri, 21 Jul 2017 19:05:00 +0000

    National Safety Council’s downloadable, free online kit provides resources to employers to educate employees about the dangers of the road.

    The number one cause of workplace deaths is motor vehicle crashes. The National Safety Council (NSC) has launched a new online safety kit aimed at creating safer roadways for workers.

    The Safe Driving Kit, sponsored by Wheels Inc., features multimedia resources and engaging material that address the key contributors to car crashes including distraction, alcohol, other drugs, fatigue and seatbelt use.

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  • Dementia: A Public Health Concern with Personal, Occupational Consequences

    Thu, 20 Jul 2017 18:28:00 +0000

    Sponsored by Carolinas HealthCare System HEALTHWORKS
    As a public health concern projected to gain momentum in the coming decades, Alzheimer’s disease presents substantial consequences not only for individuals and families, but also within the larger American workforce

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  • Hearing Protection: From Apps to Earplugs

    Thu, 20 Jul 2017 17:47:00 +0000

    Prevention of noise exposure and the use of personal protective equipment are vital to protecting workers from this workplace hazard, particularly in Europe, where noise is considered a Category III risk.

    Even a low level of noise can be hazardous to the human ear and noise exposure can have serious health consequences, ranging from hearing loss and tinnitus to hypertension, ischemic heart disease, annoyance and sleep disturbance. Earplugs and other devices can reduce and even eliminate noise exposure, and there are now apps to measure the noise level and obtain recommendations on appropriate hearing protection.

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  • CDC: More than 100 Million U.S. Adults Have Diabetes

    Thu, 20 Jul 2017 16:44:00 +0000

    The prevalence of diagnosed diabetes greatly varies by region, race and age, according to a new report from the Centers of Disease Control and Prevention.

    While the rate of new diabetes cases is steady, a report released by the Centers for Disease Control and Prevention (CDC) shows that a third of adults in the United States currently are living with diabetes or prediabetes.

    The National Diabetes Statistics Report found that as of 2015 30.3 million Americans are living with diagnosed diabetes and another 84.1 million have prediabetes, a condition that if left untreated leads to diabetes within five years.

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